Most people think about insuring their home or car, but we often forget about insuring our most valuable asset – ourselves. We offer personal insurance advice attuned to your situation to ensure your life and loved ones are adequately protected.
What is personal insurance?
Personal insurance is financial coverage that protects you and your family in events such as a loss of your ability to earn, serious illness or injury, and death. Two of the most critical personal insurances are income protection and life insurance.
Personal insurances we advise on
- Income protection
- Life insurance
- Total and permanent disability insurance (TPD)
- Trauma insurance
Let’s discuss personal insurance
We’ll discuss your personal insurances with you after our discussions on estate planning This is because once we understand more about you, your family and your objectives, we can more effectively work out what types of coverage you should have in place.
It can be difficult to understand what your income or life is really worth. That’s why we’re here to offer our advice and help you assess your insurance needs so that you are adequately covered – but also so you’re not paying for cover you don’t need.
We can also use our market knowledge to make insurance product recommendations based on your needs, budget and life plan. Ultimately, our role in this area is to help ensure your financial strategy can continue, even when something goes wrong.